1. Contact your lender (bank, mortgage company, credit union, loan servicing company, etc). Verify that you are paying private mortgage insurance. Request they remove it.

2. If that doesn't work, go here: Texas Online Directory of Texas Central Appraisal Districts (Texas CAD) Find your Texas property. If the CAD (Central Appraisal District) value supports PMI removal, provide this to the mortgage company and request they remove the PMI premiums.

3. If that doesn't work, contact the local Texas REALTOR with the most signs in your neighborhood. Negotiate a fair price (usually $100 to $150) for a Broker's Opinion of Value. Assuming this supports PMI removal, provide this to the mortgage company and request they remove the PMI premiums.

4. If that doesn't work, (and it should seldom be necessary) contact us or another certified Texas appraiser to provide you and the mortgage company with a certified Texas real estate appraisal of your property.

Texas Private Mortgage Insurance Appraisal Forms and Fees | Online Order of Texas PMI Appraisal



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